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<channel>
	<title>Joey&#039;s Blog</title>
	<atom:link href="http://www.joeyconway.me/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.joeyconway.me/blog</link>
	<description>THRILLS AND ADVENTURES!</description>
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		<title>Hard Reset Sprint HTC Touch Pro</title>
		<link>http://www.joeyconway.me/blog/2009/12/28/hard-reset-sprint-htc-touch-pro/</link>
		<comments>http://www.joeyconway.me/blog/2009/12/28/hard-reset-sprint-htc-touch-pro/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 22:41:52 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[directions]]></category>
		<category><![CDATA[hard reset]]></category>
		<category><![CDATA[htc touch pro]]></category>
		<category><![CDATA[sprint]]></category>
		<category><![CDATA[touch pro]]></category>
		<category><![CDATA[windows mobile]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=196</guid>
		<description><![CDATA[Searching online using Google for directions to preform a hard reset on a Sprint HTC Touch Pro will result in many different versions. Below are the directions I&#8217;ve found which worked on my Sprint HTC Touch Pro.
Directions for a Hard Reset on a Sprint HTC Touch Pro:

Turn the device off (Some directions indicate leaving the [...]]]></description>
			<content:encoded><![CDATA[<p>Searching online using Google for directions to preform a hard reset on a Sprint HTC Touch Pro will result in many different versions. Below are the directions I&#8217;ve found which worked on my Sprint HTC Touch Pro.</p>
<p>Directions for a Hard Reset on a Sprint HTC Touch Pro:</p>
<ol>
<li>Turn the device off (Some directions indicate leaving the device on, for Sprint this is not true)</li>
<li>Hold the volume down and enter key (enter key is center of the d-pad)</li>
<li>Press and hold the Power On key while still holding the volume down and enter key.</li>
<li>Within a few seconds there will be a prompt, confirming the complete deletion of all data.  Release the volume down, enter and power keys.  At this prompt, press the volume up key and all data will be deleted.</li>
<li>Hard Reset has now been completed.  The phone will restart, prompt for screen alignment, provide a tutorial, HTC and Sprint will install their extra software, phone will restart and everything should be good to go!</li>
</ol>
<p>Any questions, Sprint Technical support should be able to assist 1-888-211-4727.</p>
<p>PPCGeeks Thread &#8211; <a href="http://joeyconway.com/brke4e" target="_blank">http://joeyconway.com/brke4e</a></p>
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		<title>Government Fiscal Year 2009 Deficit &#8211; 1.4 billion</title>
		<link>http://www.joeyconway.me/blog/2009/11/19/government-fiscal-year-2009-deficit-1-4-billion/</link>
		<comments>http://www.joeyconway.me/blog/2009/11/19/government-fiscal-year-2009-deficit-1-4-billion/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 19:36:52 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget deficit]]></category>
		<category><![CDATA[bush]]></category>
		<category><![CDATA[democrat]]></category>
		<category><![CDATA[fiscal year]]></category>
		<category><![CDATA[government spending]]></category>
		<category><![CDATA[obama]]></category>
		<category><![CDATA[republican]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=189</guid>
		<description><![CDATA[Fiscal Year 2009 (Oct 1st 2008-Oct 1st 2009) Deficit – 1.4 billion
Fiscal Year 2008 Deficit &#8211; $450 billion
Don’t blame Bush (Republican) or Obama (Democrat) for the large government budget deficit of 2009.  Rather, blame them both.  Bush was in office when the 2009 fiscal year was planned and for the first four months of the [...]]]></description>
			<content:encoded><![CDATA[<p>Fiscal Year 2009 (Oct 1<sup>st</sup> 2008-Oct 1<sup>st</sup> 2009) Deficit – 1.4 billion</p>
<p>Fiscal Year 2008 Deficit &#8211; $450 billion</p>
<p>Don’t blame Bush (Republican) or Obama (Democrat) for the large government budget deficit of 2009.  Rather, blame them both.  Bush was in office when the 2009 fiscal year was planned and for the first four months of the 2009 fiscal year.  Obama followed through with the planned budget adding his own spending bills and stimulus in the remaining eight months of the 2009 fiscal year.</p>
<p>The problem is government spending more money than they collect resulting in a budget deficit. There are two ways to immediately solve a deficit, spending restraint and/or higher taxes. Two other ways for government to resolve a deficit, which harm everybody in the long run, are to issue more debt or print more money.</p>
<p>The best approach to solving the deficit would be to eliminate the budget deficit in the first place.  Government spending must be reined in and political role models of this mentality are unfortunately difficult to currently find.</p>
<p> </p>
<p>Don&#8217;t blame Obama for Bush&#8217;s 2009 Deficit &#8211; <a href="http://joeyconway.com/4gbh9m">http://joeyconway.com/4gbh9m</a></p>
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		<title>Johns Auto Body &#8211; Rexburg Idaho</title>
		<link>http://www.joeyconway.me/blog/2009/11/09/johns-auto-body-rexburg-idaho/</link>
		<comments>http://www.joeyconway.me/blog/2009/11/09/johns-auto-body-rexburg-idaho/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 15:07:40 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Automotive]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=181</guid>
		<description><![CDATA[John runs this small business. He is very friendly and accomodating. I needed some body work performed within a matter of hours. He was able to complete the body work with a very tight time frame.  The work is very good and I highly recommend this body shop!
http://joeyconway.com/e9mwty
  Tweet]]></description>
			<content:encoded><![CDATA[<p>John runs this small business. He is very friendly and accomodating. I needed some body work performed within a matter of hours. He was able to complete the body work with a very tight time frame.  The work is very good and I highly recommend this body shop!</p>
<p><a href="http://joeyconway.com/e9mwty">http://joeyconway.com/e9mwty</a></p>
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		<title>Future Policies and Ideas to Research</title>
		<link>http://www.joeyconway.me/blog/2009/10/05/future-policies-and-ideas-to-research/</link>
		<comments>http://www.joeyconway.me/blog/2009/10/05/future-policies-and-ideas-to-research/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 21:35:10 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=175</guid>
		<description><![CDATA[A Brief list of future topics to research and cover.  Going forward this list will be updated.

War &#8211; Iraq
War &#8211; Afghanistan
Foreign Policy &#8211; Iran
Foreign Policy &#8211; General Guidelines
Health Care &#8211; Costs
Corporatism &#8211; General Concept
Health Care &#8211; Current Insurance System

  Tweet]]></description>
			<content:encoded><![CDATA[<p>A Brief list of future topics to research and cover.  Going forward this list will be updated.</p>
<ul>
<li>War &#8211; Iraq</li>
<li>War &#8211; Afghanistan</li>
<li>Foreign Policy &#8211; Iran</li>
<li>Foreign Policy &#8211; General Guidelines</li>
<li>Health Care &#8211; Costs</li>
<li>Corporatism &#8211; General Concept</li>
<li>Health Care &#8211; Current Insurance System</li>
</ul>
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		<title>Cash for Clunkers Unseen Side Effects</title>
		<link>http://www.joeyconway.me/blog/2009/09/30/cash-for-clunkers-unseen-side-effects/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/30/cash-for-clunkers-unseen-side-effects/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 20:07:07 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[billion]]></category>
		<category><![CDATA[cash for clunkers]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[destroy vehicles]]></category>
		<category><![CDATA[limit supply]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[taxpayer]]></category>
		<category><![CDATA[wealth destruction]]></category>
		<category><![CDATA[welath redistribution]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=171</guid>
		<description><![CDATA[The program forced the destruction of 700,000 perfectly functional cars and light trucks. 
If each car was roughly worth $3,000 with 700,000 vehicles totals $2.1 billion in wealth was destroyed. It is as if a hurricane came through and completely destroyed 700,000 vehicles.
This limits the supply of used cars available on the market, forcing up existing used [...]]]></description>
			<content:encoded><![CDATA[<p>The program forced the destruction of 700,000 perfectly functional cars and light trucks. </p>
<p>If each car was roughly worth $3,000 with 700,000 vehicles totals $2.1 billion in wealth was destroyed. It is as if a hurricane came through and completely destroyed 700,000 vehicles.</p>
<p>This limits the supply of used cars available on the market, forcing up existing used car prices. It also limits the supply of parts available on the market, forcing up existing part prices. This mostly affects lower-income drivers will now have to pay more for purchasing a used vehicle and maintaining their used vehicles.</p>
<p>It took roughly 1,100 more federal bureaucrats to manage and execute this program, which means 1,100 fewer workers in the private sector.</p>
<p>All this effort to destroy used cars was paid for by $3 billion authorized through Congress using taxpayer money. This was an indirect transfer of wealth from the average middle class taxpaying citizen to the more affluent, able to afford a new car during a recession, citizens. This program financially punishes the middle class taxpayer who paid for this program through their taxes and will have to pay more to purchase a used car and maintain a used car.</p>
<p>Roughly $2.1 billion in wealth was destroyed while another $3 billion of wealth was redistributed from the middle class to the more affluent.</p>
<p> </p>
<p>Cato.org &#8211; Cash for Clunkers: Dumbest Program Ever? &#8211; <a href="http://joeyconway.com/cqnhea" target="_blank">http://joeyconway.com/cqnhea</a></p>
<p>Cato.org &#8211; There&#8217;s No End to Replacing Clunkers &#8211; <a href="http://joeyconway.com/2q6yv5" target="_blank">http://joeyconway.com/2q6yv5</a></p>
<p>Washington Times &#8211; Obama&#8217;s protectionist policies hurting low-income Americans &#8211; <a href="http://joeyconway.com/zmtet2" target="_blank">http://joeyconway.com/zmtet2</a></p>
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		<title>Health Insurance Not a Free Market &#8211; The Source of Employer Based Health Insurance</title>
		<link>http://www.joeyconway.me/blog/2009/09/30/health-insurance-not-a-free-market-the-source-of-employer-based-health-insurance/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/30/health-insurance-not-a-free-market-the-source-of-employer-based-health-insurance/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 15:12:48 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[free market]]></category>
		<category><![CDATA[government intervention]]></category>
		<category><![CDATA[government wage control]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[tax treatment]]></category>
		<category><![CDATA[world war II]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=167</guid>
		<description><![CDATA[Health Insurance Not a Free Market &#8211; The Source of Employer Based Health Insurance
Due to the Federal Reserve and other government policies, inflation soared both before and during World War II (WWII). As a remedy to soaring prices resulting from the Fed’s created inflation, the government passed the 1942 Stabilization Act, limiting wage (salary) increases [...]]]></description>
			<content:encoded><![CDATA[<p>Health Insurance Not a Free Market &#8211; The Source of Employer Based Health Insurance</p>
<p>Due to the Federal Reserve and other government policies, inflation soared both before and during World War II (WWII). As a remedy to soaring prices resulting from the Fed’s created inflation, the government passed the 1942 Stabilization Act, limiting wage (salary) increases firms could offer, but not limiting the type of employee health insurance plans they could offer.  Congress capped wages, a socialist measure, preventing firms from competing for employees through wages. Firms want the best labor (employees) and without being able to offer competitive wages, they were forced to compete through offering better health insurance plans. Congress through wage control, a socialist device, forced employers to compete by offering better health insurance to their workers by banning competitive wages.</p>
<p>Further, in 1943 and in 1954, the government gave preferential tax treatment for companies contributing to employee health insurance plans, providing financial encouragement and a tax advantage based form of compensation.</p>
<p>The health insurance market has been manipulated by government since its inception. During WWII, our government&#8217;s socialist measures of wage control and the ensuing preferential tax treatment have fostered a government involvement in the health insurance market.  The health insurance market has not been and is not a free market.  It will not be free until government strictly limits its interference.</p>
<p>Mises.org – The Health-Insurance Market Is Not Free &#8211; <a href="http://joeyconway.com/q7kx9w " target="_blank">http://joeyconway.com/q7kx9w </a></p>
<p>Economic History Services – Health Insurance in the United States &#8211; <a href="http://joeyconway.com/mqyaf5" target="_blank">http://joeyconway.com/mqyaf5</a></p>
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		<title>DEI Viper 210V GPS Satellite Tracking System Discontinued</title>
		<link>http://www.joeyconway.me/blog/2009/09/29/dei-viper-210v-discontinued/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/29/dei-viper-210v-discontinued/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 18:39:34 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[airiq]]></category>
		<category><![CDATA[arm/lock]]></category>
		<category><![CDATA[car alarm]]></category>
		<category><![CDATA[car alarm arm gps]]></category>
		<category><![CDATA[lock]]></category>
		<category><![CDATA[mobileiq]]></category>
		<category><![CDATA[remote start]]></category>
		<category><![CDATA[remote start gps]]></category>
		<category><![CDATA[transition]]></category>
		<category><![CDATA[viper 210v]]></category>
		<category><![CDATA[viper 5900]]></category>
		<category><![CDATA[viper gps]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=164</guid>
		<description><![CDATA[Updated &#8211; March 25th 2010 &#8211; At the bottom
After logging into the http://www.vipergps.com web site to access the Viper GPS system, I wanted to see how much purchasing more credits would cost. The link advised me the service is no longer supported and all customers who want to keep their access are being moved over [...]]]></description>
			<content:encoded><![CDATA[<p>Updated &#8211; March 25th 2010 &#8211; At the bottom</p>
<p>After logging into the <a href="http://www.vipergps.com/">http://www.vipergps.com</a> web site to access the Viper GPS system, I wanted to see how much purchasing more credits would cost. The link advised me the service is no longer supported and all customers who want to keep their access are being moved over to MobileIQ.</p>
<p>After calling MobileIQ at 1-866-402-4748 and asking for more information on the transition I received the email below.  To summarize the email below, all services will continue, except the remote start and the door lock/alarm arm feature.  Those are the two features I would use the most often.  MobileIQ told me, if the manual request to transition over to their service was not made, the product could lose service. MobileIQ told me, they have no knowledge when VIPER will discontinue service and if it was not transitioned to MobileIQ the product would be left without service.</p>
<p>The authorization to transition service over to MobileIQ can be made by emailing MobileIQ, <a href="mailto:MobileIQC@airiq.com">MobileIQC@airiq.com</a> .<br />
To be thorough, I called DEI Viper Tech Support at 1-800-876-0800 and inquired about the transition. They had no information on when the ViperGPS site will be shut down and said they were instructed to refer all customers to AirIQ at 1-877-847-3750 . Turns the phone number Viper gave me for AirIQ is the Viper GPS number with the same representative I reached dialing MobileIQ earlier.</p>
<p>MobileIQ sent a follow up email I&#8217;ve put below stating the DEI platform, vipergps.com will stay in service for another 6 months, roughly ending around April 2010, as they are just now going through Phase 1 of the transition from DEI to AirIQ.</p>
<p>Email received on Sept 30th from Patty Clews <a href="mailto:PClews@airiq.com">PClews@airiq.com</a> -</p>
<p>Good morning Mr. Doe,</p>
<p>You can remain under the DEI application until your Service Term Expires.  When we have a confirmed date from Directed regarding the shut down of the entire application we will let you know.  We are still in Phase 1 which is to focus on moving any willing customer’s over to the MobileIQ application.</p>
<p>This Phase will continue for another 6 months at least and then a decision will be made regarding the date of shut down.</p>
<p>I hope you find this information useful.</p>
<p>Thank you,</p>
<p>Patty</p>
<p>Email received on Sept 29<sup>th</sup> 2009 from From: MobileIQ Customer Care CA &lt;MobileIQC@airiq.com&gt;</p>
<p>GENERAL TRANSITION INFORMATION</p>
<p>MobileIQTM</p>
<p>Intelligent Vehicle Protection</p>
<p>Hello John Doe,</p>
<p>We have been advised by D.E.I that they no longer wish to support the vehicle tracking device application that is installed in your vehicle therefore customers are unavailable to purchase service plan activations, renewals or connections.</p>
<p>How does this affect you?</p>
<p>Our MobileIQ® application offers substantially similar features and service plans and you may renew your GPS vehicle tracking service with MobileIQ® without having to remove or replace your onboard vehicle device.</p>
<p>The Action features for MobileIQ® are: Locate, Door Unlock, Disable, Enable and Tracking</p>
<p>The Alert features for MobileIQ® are: Security Alarm, Unauthorized Movement, Vehicle Battery Disconnect, Excessive Speed, Low Battery, Heartbeat and Border Crossing</p>
<p>There are two Action features that were available to you on the D.E.I. application that are NOT available to you on the MobileIQ® application.</p>
<p>The Unavailable Action features are Remote Start and Arm/Lock.</p>
<p>You will be able to perform these features using your key fob if available.</p>
<p>Device history will not be transferred to the MobileIQ® application therefore you should save any history reports prior to the application transfer.</p>
<p>MobileIQ® Service Term costs are as follows:</p>
<p>$99.00 One Year Subscription with MobileIQ® which includes 100 Connections.</p>
<p>We will also transfer any existing connections and term you had remaining in your D.E.I. account.</p>
<p>Please reply to clientcare@airiq.com and let us know if you would like your device transferred to the MobileIQ® application, understanding that some features are not available and this process can take up to 3 business days to complete.</p>
<p>Customer Name :  John Doe<br />
Brand  : Viper<br />
Serial Number xxxxxxxxxxx<br />
Connections x<br />
Service Term Renewal Date x/x/xxxx</p>
<p>Sincerely,</p>
<p>Patty Clews<br />
AirIQ Manager<br />
<a href="http://www.airiq.com">www.airiq.com</a><br />
1-866-402-4748</p>
<p>Update &#8211; March 25th 2010:</p>
<p>Sent another email to MobileIQC@airiq.com requesting an update on the transition process from DEI to MobileIQ.  The full text is below.</p>
<p>To summarize, the price and features listed have changed.  MobileIQ will still not support the remote start or door lock/arm action features, but they do support some additional alert features, <!--[if gte mso 9]><xml> <w :WordDocument> </w><w :View>Normal</w> <w :Zoom>0</w> <w :TrackMoves /> <w :TrackFormatting /> <w :PunctuationKerning /> <w :ValidateAgainstSchemas /> <w :SaveIfXMLInvalid>false</w> <w :IgnoreMixedContent>false</w> <w :AlwaysShowPlaceholderText>false</w> <w :DoNotPromoteQF /> <w :LidThemeOther>EN-US</w> <w :LidThemeAsian>ZH-CN</w> <w :LidThemeComplexScript>X-NONE</w> <w :Compatibility> <w :BreakWrappedTables /> <w :SnapToGridInCell /> <w :WrapTextWithPunct /> <w :UseAsianBreakRules /> <w :DontGrowAutofit /> <w :SplitPgBreakAndParaMark /> <w :DontVertAlignCellWithSp /> <w :DontBreakConstrainedForcedTables /> <w :DontVertAlignInTxbx /> <w :Word11KerningPairs /> <w :CachedColBalance /> <w :UseFELayout /> </w> <w :BrowserLevel>MicrosoftInternetExplorer4</w> <m :mathPr> 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UnhideWhenUsed="false" Name="Light List Accent 6" /> <w :LsdException Locked="false" Priority="62" SemiHidden="false"    UnhideWhenUsed="false" Name="Light Grid Accent 6" /> <w :LsdException Locked="false" Priority="63" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6" /> <w :LsdException Locked="false" Priority="64" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6" /> <w :LsdException Locked="false" Priority="65" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium List 1 Accent 6" /> <w :LsdException Locked="false" Priority="66" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium List 2 Accent 6" /> <w :LsdException Locked="false" Priority="67" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6" /> <w :LsdException Locked="false" Priority="68" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6" /> <w :LsdException Locked="false" Priority="69" SemiHidden="false"    UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6" /> <w :LsdException Locked="false" Priority="70" SemiHidden="false"    UnhideWhenUsed="false" Name="Dark List Accent 6" /> <w :LsdException Locked="false" Priority="71" SemiHidden="false"    UnhideWhenUsed="false" Name="Colorful Shading Accent 6" /> <w :LsdException Locked="false" Priority="72" SemiHidden="false"    UnhideWhenUsed="false" Name="Colorful List Accent 6" /> <w :LsdException Locked="false" Priority="73" SemiHidden="false"    UnhideWhenUsed="false" Name="Colorful Grid Accent 6" /> <w :LsdException Locked="false" Priority="19" SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis" /> <w :LsdException Locked="false" Priority="21" SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis" /> <w :LsdException Locked="false" Priority="31" SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference" /> <w :LsdException Locked="false" Priority="32" SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Intense Reference" /> <w :LsdException Locked="false" Priority="33" SemiHidden="false"    UnhideWhenUsed="false" QFormat="true" Name="Book Title" /> <w :LsdException Locked="false" Priority="37" Name="Bibliography" /> <w :LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading" /> </w> </xml>< ![endif]--> <span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">1 Mile Boundary Geofence and 20 Mile Boundary Geofence.  The price is now $49.99 for 1 year and 50 connections when it used to be $99.99 for 1 year and 100 connections.  If the expire on the contract with DEI expires and then the transition request to MobileIQ is made, there is an additional $50 re-activation fee.</span></p>
<p><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
</span></p>
<p>Full text of the emailed reply from March 25th 2010:</p>
<p>Intelligent Vehicle Protection</p>
<p>As you may know, Directed Electronics (DEI) has decided to terminate its vehicle tracking solutions hosted under the brand names Viper, Clifford, Python and Automate.  As a result, DEI customers are no longer able to purchase service term plans, renew existing plans or purchase connections on the DEI websites.</p>
<p>Fortunately for you, AirIQ has agreed to offer an alternate solution so that you may continue to access your in-vehicle GPS device.</p>
<p>AirIQ is the manufacturer of the device installed in your vehicle and AirIQ has its own branded application MobileIQ® which offers substantially similar features and service plans as that offered by DEI.</p>
<p>You may renew your GPS vehicle tracking service with MobileIQ without having to remove or replace our onboard vehicle device.</p>
<p>Once you switch to MobileIQ, there are two &#8220;Action&#8221; features that may have been available to you on the DEI web and phone interface application that are NOT available to you on MobileIQ.  These features are &#8220;Remote Start&#8221; and &#8220;Arm/Lock&#8221;.</p>
<p>The Action features available on MobileIQ® are:</p>
<p>Locate, Door Unlock, Disable, Enable and Tracking</p>
<p>The Alert features available on MobileIQ® are:</p>
<p>Security Alarm, Unauthorized Movement, Vehicle Battery Disconnect, Excessive Speed, Low Battery, Heartbeat, Border Crossing, 1 Mile Boundary Geofence and 20 Mile Boundary Geofence.</p>
<p>In addition, you should also note Device History will not be transferred from your DEI application to MobileIQ and therefore you should save any history reports prior to transfer.</p>
<p><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">MobileIQ&#8217;s Service Term costs are $49.99 for a One Year Subscription with MobileIQ which includes 50 Connections.</span></p>
<p>We will also transfer any existing connections and term you had remaining in your DEI account to your MobileIQ account.</p>
<p>Please contact AirIQ&#8217;s Client Care at <a href="mailto:clientcare@airiq.com">clientcare@airiq.com</a> &lt;mailto:<a href="mailto:clientcare@airiq.com">clientcare@airiq.com</a>&gt;  and let us know if you would like your device transferred to the MobileIQ application.  Please note that the transfer process may take up to 3 business days to process and again we remind you that MobileIQ does not have all the features that were offered by DEI.</p>
<p>According to our records, your Service Term with DEI will expire on January  1, 2011.  If you account lapses beyond this date, there will be a charge of $50.00 to re-activate your device under MobileIQ which is in addition to your yearly Service Term Package purchase so don&#8217;t delay, email us at <a href="mailto:clientcare@airiq.com">clientcare@airiq.com</a> &lt;mailto:<a href="mailto:clientcare@airiq.com">clientcare@airiq.com</a>&gt;  today!</p>
<p>Customer Name :  John Doe<br />
Brand:  Viper<br />
Serial Number:  XXXXXXX<br />
Connections: 333</p>
<p>Sincerely,<br />
Patty Clews<br />
AirIQ® Manager<br />
<a href="http://www.airiq.com/" target="_blank">www.airiq.com</a> &lt;<a href="http://www.airiq.com/" target="_blank">http://www.airiq.com/</a>&gt;<br />
1-866-402-4748</p>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 1630px; width: 1px; height: 1px; overflow: hidden;">Please close CHiP report 08042181</div>
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		</item>
		<item>
		<title>US Debt issuance for 2009 currently $1.51 trillion</title>
		<link>http://www.joeyconway.me/blog/2009/09/28/us-debt-issuance-for-2009-currently-1-51-trillion/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/28/us-debt-issuance-for-2009-currently-1-51-trillion/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 15:46:22 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[11 trillion]]></category>
		<category><![CDATA[american recovery and reinvestment act]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[department of treasury]]></category>
		<category><![CDATA[national debt]]></category>
		<category><![CDATA[Record Debt]]></category>
		<category><![CDATA[treasury]]></category>
		<category><![CDATA[US Treasury]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=161</guid>
		<description><![CDATA[At the beginning of 2007, January 2nd we had $8.678 trillion in outstanding public debt. One year after Lehman went bankrupt, Sept 15th 2009, we have $11.8 trillion in outstanding public debt showing over a $2 trillion increase.
The U.S., as of Sept 2009, has sold $1.517 trillion in debt this year compared with $585 over [...]]]></description>
			<content:encoded><![CDATA[<p>At the beginning of 2007, January 2<sup>nd</sup> we had $8.678 trillion in outstanding public debt. One year after Lehman went bankrupt, Sept 15<sup>th</sup> 2009, we have $11.8 trillion in outstanding public debt showing over a $2 trillion increase.</p>
<p>The U.S., as of Sept 2009, has sold $1.517 trillion in debt this year compared with $585 over the same period last year. Barclays forecasts the government will sell $2.1 trillion in debt for 2009 and $2.5 trillion for 2010 compared with $892 billion for 2008.</p>
<p>Congress determines the limit to the amount of debt the Department of Treasury can issue.  The American Recovery and Reinvestment Act of 2009 signed into law on Feb 17 2009 set the limit to $12.104 trillion.  The Treasury currently forecasts it will hit this limit by Nov 2009 and started asking Congress to increase the limit again in Aug 2009, only 7 months after it was increased.</p>
<p>It is obvious the national debt is setting record highs.  This national debt is a promise of repayment to the holders and is backed by the government, which represents the taxpayers.  It is an ever increasing burden for all taxpayers.</p>
<p> </p>
<p>US Treasury Debt History &#8211; <a href="http://joeyconway.com/brq96x " target="_blank">http://joeyconway.com/brq96x </a></p>
<p>Bloomberg &#8211; <span>Negative Bond Returns Converge With Mortgage Miracle </span>- <a href="http://joeyconway.com/c85t3z " target="_blank">http://joeyconway.com/c85t3z </a></p>
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		<title>US Bailout Pledge up from $7.4 to $11.6 trillion</title>
		<link>http://www.joeyconway.me/blog/2009/09/25/us-bailout-pledge-up-from-7-4-to-11-6-trillion/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/25/us-bailout-pledge-up-from-7-4-to-11-6-trillion/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 14:43:05 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[ABCP]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Bear Stearns]]></category>
		<category><![CDATA[bloomberg]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Commercial Paper]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt monetization]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[Maiden Lane]]></category>
		<category><![CDATA[MBS]]></category>
		<category><![CDATA[mortgage-backed securities]]></category>
		<category><![CDATA[Term Auction Facility]]></category>
		<category><![CDATA[Term Securities Lending]]></category>
		<category><![CDATA[trillion]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=154</guid>
		<description><![CDATA[U.S. bailout has pledged $11.6 trillion as of September 25th 2009 compared to $7.4 trillion as of November 24th 2008. Although down from $12.8 trillion on March 31st 2009.
The Federal Reserve sharing a $5.8 trillion portion as of September 25th 2009. The following table provides details on the announced limit of the capital committed by the Federal [...]]]></description>
			<content:encoded><![CDATA[<p>U.S. bailout has pledged $11.6 trillion as of September 25th 2009 compared to $7.4 trillion as of November 24th 2008. Although down from $12.8 trillion on March 31st 2009.</p>
<p>The Federal Reserve sharing a $5.8 trillion portion as of September 25th 2009. The following table provides details on the announced limit of the capital committed by the Federal Reserve and the current amount used.</p>
<p>All data provided by Bloomberg.</p>
<table border="0" cellspacing="0" cellpadding="0" width="376">
<tbody>
<tr>
<td colspan="2" width="312" valign="bottom">&#8212; Amounts (Billions)&#8212;</td>
<td width="64" valign="bottom"></td>
</tr>
<tr>
<td width="251" valign="bottom"></td>
<td width="61" valign="bottom">Limit</td>
<td width="64" valign="bottom">Current</td>
</tr>
<tr>
<td width="251" valign="bottom">All Government Total</td>
<td width="61" valign="bottom">
<p align="right">11,563.65</p>
</td>
<td width="64" valign="bottom">
<p align="right">3,025.27</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</td>
<td width="61" valign="bottom">&#8212;&#8212;&#8212;&#8212;</td>
<td width="64" valign="bottom">&#8212;&#8212;&#8212;&#8212;-</td>
</tr>
<tr>
<td width="251" valign="bottom">Federal Reserve Total</td>
<td width="61" valign="bottom">
<p align="right">5,870.65</p>
</td>
<td width="64" valign="bottom">
<p align="right">1,590.11</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Primary Credit Discount</td>
<td width="61" valign="bottom">
<p align="right">110.74</p>
</td>
<td width="64" valign="bottom">
<p align="right">28.51</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Secondary Credit</td>
<td width="61" valign="bottom">
<p align="right">1</p>
</td>
<td width="64" valign="bottom">
<p align="right">0.58</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Primary dealer and others</td>
<td width="61" valign="bottom">
<p align="right">147</p>
</td>
<td width="64" valign="bottom">
<p align="right">0</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">ABCP Liquidity</td>
<td width="61" valign="bottom">
<p align="right">145.89</p>
</td>
<td width="64" valign="bottom">
<p align="right">0.08</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">AIG Credit</td>
<td width="61" valign="bottom">
<p align="right">60</p>
</td>
<td width="64" valign="bottom">
<p align="right">38.81</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Commercial Paper program</td>
<td width="61" valign="bottom">
<p align="right">1,200.00</p>
</td>
<td width="64" valign="bottom">
<p align="right">42.44</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Maiden Lane (Bear Stearns assets)</td>
<td width="61" valign="bottom">
<p align="right">29.5</p>
</td>
<td width="64" valign="bottom">
<p align="right">26.19</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Maiden Lane II  (AIG assets)</td>
<td width="61" valign="bottom">
<p align="right">22.5</p>
</td>
<td width="64" valign="bottom">
<p align="right">14.66</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Maiden Lane III (AIG assets)</td>
<td width="61" valign="bottom">
<p align="right">30</p>
</td>
<td width="64" valign="bottom">
<p align="right">20.55</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Term Securities Lending</td>
<td width="61" valign="bottom">
<p align="right">75</p>
</td>
<td width="64" valign="bottom">
<p align="right">0</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Term Auction Facility</td>
<td width="61" valign="bottom">
<p align="right">375</p>
</td>
<td width="64" valign="bottom">
<p align="right">196.02</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Securities lending overnight</td>
<td width="61" valign="bottom">
<p align="right">10.42</p>
</td>
<td width="64" valign="bottom">
<p align="right">9.25</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Term Asset-Backed Loans (TALF)</td>
<td width="61" valign="bottom">
<p align="right">1,000.00</p>
</td>
<td width="64" valign="bottom">
<p align="right">41.88</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Currency Swaps/Other Assets</td>
<td width="61" valign="bottom">
<p align="right">606</p>
</td>
<td width="64" valign="bottom">
<p align="right">59.12</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">GSE Debt Purchases</td>
<td width="61" valign="bottom">
<p align="right">200</p>
</td>
<td width="64" valign="bottom">
<p align="right">129.21</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">GSE Mortgage-Backed Securities</td>
<td width="61" valign="bottom">
<p align="right">1,250.00</p>
</td>
<td width="64" valign="bottom">
<p align="right">693.6</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Citigroup Bailout Fed Portion</td>
<td width="61" valign="bottom">
<p align="right">220.4</p>
</td>
<td width="64" valign="bottom">
<p align="right">0</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Bank of America Bailout</td>
<td width="61" valign="bottom">
<p align="right">87.2</p>
</td>
<td width="64" valign="bottom">
<p align="right">0</p>
</td>
</tr>
<tr>
<td width="251" valign="bottom">Commitment to Buy Treasuries</td>
<td width="61" valign="bottom">
<p align="right">300</p>
</td>
<td width="64" valign="bottom">
<p align="right">289.22</p>
</td>
</tr>
</tbody>
</table>
<p>Bloomberg &#8211; <span>Fed’s Strategy Reduces U.S. Bailout Pledges to $11.6 Trillion &#8211; </span><a href="http://joeyconway.com/rpyqmf" target="_blank">http://joeyconway.com/rpyqmf</a></p>
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		<title>High Level Functions of the Federal Reserve Briefly Outlined</title>
		<link>http://www.joeyconway.me/blog/2009/09/24/high-level-functions-of-the-federal-reserve-briefly-outlined/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/24/high-level-functions-of-the-federal-reserve-briefly-outlined/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 15:02:44 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[foreign currency operations]]></category>
		<category><![CDATA[government payments]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[regulation]]></category>
		<category><![CDATA[supervision]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=149</guid>
		<description><![CDATA[As outlined by the Federal Reserve on their Web Site
Overall Functions of the Federal Reserve:
Monetary Policy
            Goals and Guides
            Implementation
Foreign Currency Operations
Supervision, Regulation and Consumer Protection
U.S. Government Payments
FRB – The Federal Reserve System Purposes and Functions &#8211; http://joeyconway.com/mddn2k
  Tweet]]></description>
			<content:encoded><![CDATA[<p>As outlined by the Federal Reserve on their Web Site</p>
<p>Overall Functions of the Federal Reserve:<br />
Monetary Policy<br />
            Goals and Guides<br />
            Implementation<br />
Foreign Currency Operations<br />
Supervision, Regulation and Consumer Protection<br />
U.S. Government Payments</p>
<p>FRB – The Federal Reserve System Purposes and Functions &#8211; <a href="http://joeyconway.com/mddn2k">http://joeyconway.com/mddn2k</a></p>
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		<item>
		<title>Push mail on Windows Mobile and iPhone for Gmail</title>
		<link>http://www.joeyconway.me/blog/2009/09/22/push-mail-on-windows-mobile-and-iphone-for-gmail/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/22/push-mail-on-windows-mobile-and-iphone-for-gmail/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 21:02:21 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[activesync]]></category>
		<category><![CDATA[gmail]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[microsoft]]></category>
		<category><![CDATA[push mail]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=143</guid>
		<description><![CDATA[Gmail personal and Google Apps gmail now supports push mail for the iPhone and Windows Mobile!
Google Blog &#8211; http://joeyconway.com/tb57dr 
  Tweet]]></description>
			<content:encoded><![CDATA[<p>Gmail personal and Google Apps gmail now supports push mail for the iPhone and Windows Mobile!</p>
<p>Google Blog &#8211; <a href="http://joeyconway.com/tb57dr " target="_blank">http://joeyconway.com/tb57dr </a></p>
<p align="left"><a target="_blank" class="tt" href="http://twitter.com/home/?status=Push+mail+on+Windows+Mobile+and+iPhone+for+Gmail+http://joeyconway.com/xqxev7

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		<item>
		<title>Right to Health Care</title>
		<link>http://www.joeyconway.me/blog/2009/09/22/right-to-health-care/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/22/right-to-health-care/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 15:56:01 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[demand]]></category>
		<category><![CDATA[doctors]]></category>
		<category><![CDATA[free market]]></category>
		<category><![CDATA[government force]]></category>
		<category><![CDATA[greater good]]></category>
		<category><![CDATA[greater good of society]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[individuals]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[liberty]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[nurses]]></category>
		<category><![CDATA[pursuit of Happiness]]></category>
		<category><![CDATA[rights]]></category>
		<category><![CDATA[ron paul]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[supply]]></category>
		<category><![CDATA[universal coverage]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=138</guid>
		<description><![CDATA[To define rights and put them in the context of our history and government, the second section of the Declaration of Independence reads, “We hold these Truths to be self-evident, that all Men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the [...]]]></description>
			<content:encoded><![CDATA[<p>To define rights and put them in the context of our history and government, the second section of the Declaration of Independence reads, “We hold these Truths to be self-evident, that all Men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are<strong> Life, </strong><strong>Liberty</strong><strong> </strong>and<strong> the pursuit of Happiness</strong>.”</p>
<p>These are the three unalienable rights which this country and its government have been founded and built upon.  An individual should be guaranteed the freedom to act however they choose as long as it does not infringe on another’s freedom. This is the fundamental concept of rights.</p>
<p>At the heart of the Healthcare issue appears to be confusion around the rights of individuals and the extend of government protection regarding these rights.</p>
<p>Health care is a service provided by doctors, nurses, etc. to any individual for a price.</p>
<p>On the most fundamental level, guaranteeing any individual a right to receive a service infringes on the right of another person who provides the service.</p>
<p>Declaring every individual has a right to access and receive health care, universal coverage, also declares every individual in the healthcare industry, doctors, nurses, etc are required and forced to provide their service.  To assert health care rights for the individual seeking the service, asserts individuals providing the health care service have no rights. Another approach is to subjugate individual rights, doctors, nurses, etc., for the “greater good” of society.  For idea, the “greater good” of society, leads down the road to communism where the individual exists for the sole purpose of the community.</p>
<p>In all cases, claiming the right to receive healthcare service violates the right of the healthcare service provider. To take away the rights of health care providers, doctors, nurses, etc. enslaves them to the party removing their rights, in this case, the government.</p>
<p>To access and receive health care is not a right, but a desire, want, need or demand.  It is a form of enslavement to remove the rights of a group of people.  A right to health care is not just or morally right and is inconsistent with the principles this country was founded upon.</p>
<p> </p>
<p>Quotes:</p>
<p>In the House of Representatives on Sept 23rd 2009, Ron Paul states, &#8220;1.)  No one has a right to medical care.  If one assumes such a right, it endorses the notion that some individuals have a right to someone else’s life and property.  This totally contradicts the principles of liberty.&#8221;</p>
<p>Ron Paul states in an NPR interview, “I do not believe peoples&#8217; needs or desires or wants or demands are rights. &#8221;</p>
<p> </p>
<p>Source Links:</p>
<p>Declaration of Independence &#8211; <a href="http://joeyconway.com/f9xdw4 " target="_blank">http://joeyconway.com/f9xdw4 </a></p>
<p> Mises &#8211; Involuntary Medical Servitude &#8211; <a href="http://joeyconway.com/63hqxd " target="_blank">http://joeyconway.com/63hqxd </a></p>
<p>NPR &#8211; Ron Paul: Leave Government Out of Insurnace Plan &#8211; <a href="http://joeyconway.com/r37f5a" target="_blank">http://joeyconway.com/r37f5a</a></p>
<p>House.gov &#8211; Ron Paul &#8211; More Government Won&#8217;t Help &#8211; <a href="http://joeyconway.com/e53542 " target="_blank">http://joeyconway.com/e53542 </a></p>
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		</item>
		<item>
		<title>Housing Pricing and Tax Credit for Home Buyers</title>
		<link>http://www.joeyconway.me/blog/2009/09/17/housing-pricing-and-tax-credit-for-home-buyers/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/17/housing-pricing-and-tax-credit-for-home-buyers/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 21:15:56 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Fiscal Policy]]></category>
		<category><![CDATA[artificial bubble]]></category>
		<category><![CDATA[government intervention]]></category>
		<category><![CDATA[housing tax credit]]></category>
		<category><![CDATA[keynesian]]></category>
		<category><![CDATA[keynesian economic policy]]></category>
		<category><![CDATA[price inflation]]></category>
		<category><![CDATA[private sector demand]]></category>
		<category><![CDATA[public sector demand]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=135</guid>
		<description><![CDATA[Most will agree housing prices were inflated by an artificial bubble.  There were multiple causes for this, one of them being interest rates were very low making mortgages easier than normal to obtain.  Housing prices must be allowed to readjust downwards eliminating the previous inflation in price.
Keynesian economic policy is to replace the lack of [...]]]></description>
			<content:encoded><![CDATA[<p>Most will agree housing prices were inflated by an artificial bubble.  There were multiple causes for this, one of them being interest rates were very low making mortgages easier than normal to obtain.  Housing prices must be allowed to readjust downwards eliminating the previous inflation in price.</p>
<p>Keynesian economic policy is to replace the lack of private sector demand during a recession with government “public” sector demand.  The underlying assumption is the original private sector demand was correct.</p>
<p>The response of providing tax credit to home buyers seems to make sense on the surface as it provides them assistance and encourages more people to purchase homes.  On further analysis, the tax credit really only helps the seller by allowing them to charge that much more for the price of the home.  This keeps housing prices from falling further and reaching their true market equilibrium price.</p>
<p>The original private sector demand in the housing market was incorrect and fueled by a artificial bubble.  The market will force a correction.  We can either allow the correction to quickly occur and move on, or we can prolong it with the risk of making it worse through intervention and market manipulation.</p>
<p>Cato &#8211; Republicans Just as Guilty of Flawed Keynesian Thinking &#8211; <a href="http://joeyconway.com/c76kav " target="_blank">http://joeyconway.com/c76kav </a></p>
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		</item>
		<item>
		<title>WordPress &#8211; Change Default Category Displayed</title>
		<link>http://www.joeyconway.me/blog/2009/09/15/change-default-category-displayed/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/15/change-default-category-displayed/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 16:18:13 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[categories]]></category>
		<category><![CDATA[change default category]]></category>
		<category><![CDATA[customization]]></category>
		<category><![CDATA[customize]]></category>
		<category><![CDATA[default category]]></category>
		<category><![CDATA[displaying default category]]></category>
		<category><![CDATA[multiple categories]]></category>
		<category><![CDATA[wordpress]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=127</guid>
		<description><![CDATA[When WordPress has multiple categories example, Finance and Technology, the site by default will open and display both categories. If only Finance is to be displayed by default, a line of code has to be added to the index.php file.  The index.php file&#8217;s location can change depending on the theme being used.
Near the top of [...]]]></description>
			<content:encoded><![CDATA[<p>When WordPress has multiple categories example, Finance and Technology, the site by default will open and display both categories. If only Finance is to be displayed by default, a line of code has to be added to the index.php file.  The index.php file&#8217;s location can change depending on the theme being used.</p>
<p>Near the top of the index.php file, before the line of code,  which will look similar to:</p>
<p>&lt;?php if (have_posts()) : while (have_posts()) : the_post(); ?&gt;</p>
<p> insert the following line:</p>
<p><span style="color: #3366ff;">&lt;?php if (is_front_page()) { query_posts(&#8221;cat=3&#8243;); } ?&gt;</span></p>
<p>The number 3 will need to be changed to the categories ID. This can be found under the admin-&gt;posts-&gt;categories page. Hover the cursor over the category link and in the status bar it will display cat_ID=x. X will be the category ID to substitute into the line of code above.</p>
<p align="left"><a target="_blank" class="tt" href="http://twitter.com/home/?status=WordPress+%E2%80%93+Change+Default+Category+Displayed+http://joeyconway.com/zf4z5d

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		<title>WordPress &#8211; Add Last Modified Date to all Blog Posts</title>
		<link>http://www.joeyconway.me/blog/2009/09/15/add-last-modified-date-to-all-posts/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/15/add-last-modified-date-to-all-posts/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 15:51:28 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[get_last_modified_time]]></category>
		<category><![CDATA[index.php]]></category>
		<category><![CDATA[last modified date]]></category>
		<category><![CDATA[last modified post]]></category>
		<category><![CDATA[last modified time]]></category>
		<category><![CDATA[last revised]]></category>
		<category><![CDATA[last updated]]></category>
		<category><![CDATA[last_modified]]></category>
		<category><![CDATA[last_modified_date]]></category>
		<category><![CDATA[last_modified_time]]></category>
		<category><![CDATA[single.php]]></category>
		<category><![CDATA[wordpress]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=123</guid>
		<description><![CDATA[Many times after a post is published, comments are received, or new events occur and the original post needs to be updated. WordPress should have a setting allowing it to show the last modified date and/or time for each post.
I wasn&#8217;t able to find a setting, but I was able to find some code, link [...]]]></description>
			<content:encoded><![CDATA[<p>Many times after a post is published, comments are received, or new events occur and the original post needs to be updated. WordPress should have a setting allowing it to show the last modified date and/or time for each post.</p>
<p>I wasn&#8217;t able to find a setting, but I was able to find some code, link to original code below, to insert into the index.php and single.php files for the theme.  I put the code after the content is displayed. The code shows a small dynamic line at the end of each post with the original posting date and then the last updated date if is greater than 24 hours from the original posting date. </p>
<p>It displays as follows:  This entry was posted on August 13th, 2009 at 4:23 pm and last updated on August 18th, 2009 at 12:57 pm</p>
<p>The code which needs to be added to the relative files, index.php and single.php for the theme I&#8217;m using, is as follows:</p>
<p>&lt;p&gt;&lt;small&gt;<br />
This entry was posted on &lt;?php the_time(&#8217;F jS, Y&#8217;) ?&gt; at &lt;?php the_time() ?&gt;      <br />
&lt;?php $u_time = get_the_time(&#8217;U');<br />
$u_modified_time = get_the_modified_time(&#8217;U');<br />
if ($u_modified_time &gt;= $u_time + 86400) {<br />
echo &#8220;and last updated on &#8220;;<br />
the_modified_time(&#8217;F jS, Y&#8217;);<br />
echo &#8221; at &#8220;;<br />
the_modified_time(); } ?&gt;<br />
&lt;/small&gt;&lt;/p&gt;</p>
<p>Showing a Wordpress post&#8217;s &#8216;last modified&#8217; date &#8211; <a href="http://joeyconway.com/tet7kd">http://joeyconway.com/tet7kd</a></p>
<p align="left"><a target="_blank" class="tt" href="http://twitter.com/home/?status=WordPress+%E2%80%93+Add+Last+Modified+Date+to+all+Blog+Posts+http://joeyconway.com/ytqg6h

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		<title>Central Banks becoming Net Buyers of Gold</title>
		<link>http://www.joeyconway.me/blog/2009/09/15/central-banks-becoming-net-buyers-of-gold/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/15/central-banks-becoming-net-buyers-of-gold/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 14:44:27 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[bretton woods]]></category>
		<category><![CDATA[central banks]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[emerging countries]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fiat currency]]></category>
		<category><![CDATA[fiat money]]></category>
		<category><![CDATA[foreign reserves]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[print money]]></category>
		<category><![CDATA[stabalize]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=111</guid>
		<description><![CDATA[As central banks around the globe attempt to implement monetary policy and manage their respective fiat currencies, speculation is being made that they will become net buyers of gold rather than net sellers.  Since the significant breakdown of the Bretton Woods exchange agreement in 1971, which removed gold backing from the US dollar, central banks [...]]]></description>
			<content:encoded><![CDATA[<p>As central banks around the globe attempt to implement monetary policy and manage their respective fiat currencies, speculation is being made that they will become net buyers of gold rather than net sellers.  Since the significant breakdown of the Bretton Woods exchange agreement in 1971, which removed gold backing from the US dollar, central banks have only been net sellers of gold for seven years. Many of those seven years have taken place over the past decade as central banks have been reducing their holdings of gold.</p>
<p>North America’s biggest gold conference, Denver Gold Forum, is being held from September 13-16 in Denver Colorado.</p>
<p>In the keynote speech at the conference, Jeffrey Christian, managing director of CPM group says central banks are expected to buy 6 to 10 million ounces of gold annually due to currency uncertainties.  He goes on to say this project is extremely conservative.  According to a metals consultancy, GFMS, central banks are set to become net buyers of gold this year.  Net official sales are forecast to drop to less than 20 tones, the lowest level since 1988. </p>
<p>Emerging countries which have been building up foreign reserves in currencies are now diversifying into gold due to volatility in the dollar and other major currencies.  China has signaled growing interest in gold and other commodity based assets rather than stockpiling their currency reserves in more US dollars and dollar-denominated assets.</p>
<p>Reuters &#8211; Central banks seen becoming net gold buyers &#8211; <a href="http://joeyconway.com/nwtqqx " target="_blank">http://joeyconway.com/nwtqqx </a></p>
<p>FT &#8211; Central banks set to be net gold buyers &#8211; <a href="http://joeyconway.com/ryv9re " target="_blank">http://joeyconway.com/ryv9re </a></p>
<p>Denver Gold Group 2009 Forum &#8211; <a href="http://joeyconway.com/sw94kb" target="_blank">http://joeyconway.com/sw94kb</a></p>
<p align="left"><a target="_blank" class="tt" href="http://twitter.com/home/?status=Central+Banks+becoming+Net+Buyers+of+Gold+http://joeyconway.com/5298kv

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		<title>Cell Phone Radiation Levels per Phone</title>
		<link>http://www.joeyconway.me/blog/2009/09/09/cell-phone-radiation-levels-per-phone/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/09/cell-phone-radiation-levels-per-phone/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 21:09:49 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[FCC]]></category>
		<category><![CDATA[healthy]]></category>
		<category><![CDATA[radiation]]></category>
		<category><![CDATA[scientists]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=109</guid>
		<description><![CDATA[Environmental Working Group releases the first hard data on the radiation emitted by over 1,200 of the most common cell phones.
Scientists and researches have been divided on how much radiation the body can tolerate being emitted from a cell phone.
The FCC limits Specific Absorption Rate (SAR) measured in watts per kilogram (W/kg) for partial-body exposure [...]]]></description>
			<content:encoded><![CDATA[<p>Environmental Working Group releases the first hard data on the radiation emitted by over 1,200 of the most common cell phones.</p>
<p>Scientists and researches have been divided on how much radiation the body can tolerate being emitted from a cell phone.</p>
<p>The FCC limits Specific Absorption Rate (SAR) measured in watts per kilogram (W/kg) for partial-body exposure including the head to 1.6 W/kg. Generally the lower the SAR the lower the health risk posed by the cell phone.</p>
<p>Check out your phone on <a href="http://joeyconway.com/qps5qw " target="_blank">Environmental Working Group&#8217;s database</a></p>
<p><a href="http://joeyconway.com/seep7m " target="_blank">Wired &#8211; Study Reveals How Much Cellphone Radiation You’re Getting</a></p>
<p align="left"><a target="_blank" class="tt" href="http://twitter.com/home/?status=Cell+Phone+Radiation+Levels+per+Phone+http://joeyconway.com/kqbecz

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		<title>Bank of America Loan Backstop</title>
		<link>http://www.joeyconway.me/blog/2009/09/09/bank-of-america-loan-backstop/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/09/bank-of-america-loan-backstop/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 14:51:00 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[department of treasury]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[executive compensation]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[loan backstop]]></category>
		<category><![CDATA[merrill lynch]]></category>
		<category><![CDATA[print money]]></category>
		<category><![CDATA[treasury]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=104</guid>
		<description><![CDATA[On January 16th 2009, Bank of America (BofA) disclosed with its first ever quarterly loss of $1.79 billion, a US government loan backstop for $118 billion on assets mostly from its government encouraged Merrill Lynch acquisition1. The loan backstop is designed to cover a pool of financial instruments, assets, for up to $118 billion with [...]]]></description>
			<content:encoded><![CDATA[<p>On January 16<sup>th</sup> 2009, Bank of America (BofA) disclosed with its first ever quarterly loss of $1.79 billion, a US government loan backstop for $118 billion on assets mostly from its government encouraged Merrill Lynch acquisition<sup>1</sup>. The loan backstop is designed to cover a pool of financial instruments, assets, for up to $118 billion with maturities up to 10 years through the Treasury and FDIC with the Federal Reserve providing the actual non-recourse loan<sup>2</sup>. The non-recourse loans means in the event BofA cannot repay the loan, the government is entitled to seize the risky assets being pledged by BofA as collateral, but if the loan value exceeds the value of the risky assets, it cannot go after BofA for the remaining loan amount.</p>
<p>There are a few strict limits imposed on BofA when using this loan facility: executive compensation must be submitted and approved by the government, dividends on common shares cannot exceed $.01 per share per quarter for three years without government approval, $4 billion of preferred stock with an 8% dividend rate along with other fees are to be paid to the government, and any material disposal of the risky assets in the pool by BofA has to be approved by the government<sup>2</sup>. </p>
<p>As of July 2009, the overall confidence of the economy has picked up and BofA has never used the funding provided by the government loan backstop. Both sides, the government and BofA, agree the accord was never signed, but the government wants BofA to pay fees in the range of $2-4 billion for having the implicit government guarantee and potential access to the loan facility<sup>3</sup>.</p>
<p> </p>
<p>1. <a href="http://joeyconway.com/nzz3gz">Bloomberg – Bank of America Posts Quarterly Loss After Bailout</a></p>
<p>2. <a href="http://joeyconway.com/4zrsxt">Treasury – Summary of Terms</a></p>
<p>3. <a href="http://joeyconway.com/tcte65">Bloomberg – Bank of America Said to Balk at Paying Backstop Fee</a></p>
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		<title>TALF Program Update &#8211; $6.54 Billion in Loans</title>
		<link>http://www.joeyconway.me/blog/2009/09/04/talf-program-update-6-54-billion-in-loans/</link>
		<comments>http://www.joeyconway.me/blog/2009/09/04/talf-program-update-6-54-billion-in-loans/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 13:32:51 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[abs]]></category>
		<category><![CDATA[asset-backed securities]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[MBS]]></category>
		<category><![CDATA[mortgage-backed securities]]></category>
		<category><![CDATA[TALF]]></category>
		<category><![CDATA[Term Asset-Backed Securities Loan Facility]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=102</guid>
		<description><![CDATA[Investors applied for a total of $6.5 billion in loans from the Federal Reserve through their Term Asset-Backed Securities Loan Facility (TALF) emergency lending program. The TALF program provides low interest loans to investors for purchasing securities backed by auto, credit card and other types of consumer loans. This round, purchases include $4.4 billion in [...]]]></description>
			<content:encoded><![CDATA[<p>Investors applied for a total of $6.5 billion in loans from the Federal Reserve through their Term Asset-Backed Securities Loan Facility (TALF) emergency lending program. The TALF program provides low interest loans to investors for purchasing securities backed by auto, credit card and other types of consumer loans. This round, purchases include $4.4 billion in credit-card backed loans and $1.16 billion in auto loans.</p>
<p>Around $14.7 billion in eligible asset-backed securities were sold by American Express, Bank of America, General Electric, Nissan, Ford, and GMAC Inc.’s Ally Bank this round.</p>
<p>In August, $6.9 billion was borrowed and $5.4 billion was borrowed in July by Investors through the TALF program.</p>
<p>The <a href="http://www.joeyconway.com/blog/?s=TALF" target="_self">TALF program</a> essential subsidizes investor’s purchases of these assets through artificially low interest rates and non-resource structure, Fed takes bulk of the loss if loan goes bad.</p>
<p>CNNMoney.com – Investors Apply for $6.5 Billion in Loans &#8211; <a href="http://joeyconway.com/xn5sf9">http://joeyconway.com/xn5sf9</a></p>
<p>Reuters – Investors Requested $6.4 bln under Fed &#8211; <a href="http://joeyconway.com/yaxvzs">http://joeyconway.com/yaxvzs</a></p>
<p>Financial Times – Fed lends $6.5bn for securities buys &#8211; <a href="http://joeyconway.com/tmyrvr">http://joeyconway.com/tmyrvr</a></p>
<p>AP – Banks borrow more from emergency Fed loan program &#8211; <a href="http://joeyconway.com/9qqeh5">http://joeyconway.com/9qqeh5</a></p>
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		<title>Court Orders Federal Reserve to Disclose Details</title>
		<link>http://www.joeyconway.me/blog/2009/08/25/court-orders-federal-reserve-to-disclose-details/</link>
		<comments>http://www.joeyconway.me/blog/2009/08/25/court-orders-federal-reserve-to-disclose-details/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 13:29:20 +0000</pubDate>
		<dc:creator>joey</dc:creator>
				<category><![CDATA[Monetary Policy]]></category>
		<category><![CDATA[audit the fed]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[freedom of information act]]></category>
		<category><![CDATA[greater good of society]]></category>
		<category><![CDATA[independence]]></category>
		<category><![CDATA[print money]]></category>
		<category><![CDATA[public interest]]></category>
		<category><![CDATA[public money]]></category>
		<category><![CDATA[secracy]]></category>
		<category><![CDATA[transparency]]></category>

		<guid isPermaLink="false">http://www.joeyconway.com/blog/?p=92</guid>
		<description><![CDATA[Bloomberg News unit sued the Federal Reserve under the Freedom of Information Act for a list of companies in their emergency lending programs .  The emergency lending programs created last year by the Federal Reserve contains near $2 trillion in loans.
 The Manhattan Chief U.S. District Judge ruled against the central bank saying the central bank &#8220;improperly [...]]]></description>
			<content:encoded><![CDATA[<p>Bloomberg News unit sued the Federal Reserve under the Freedom of Information Act for a list of companies in their emergency lending programs .  The emergency lending programs created last year by the Federal Reserve contains near $2 trillion in loans.</p>
<p> The Manhattan Chief U.S. District Judge ruled against the central bank saying the central bank &#8220;improperly withheld agency records&#8221; by &#8220;conducting an inadequate search&#8221; after Bloomberg News reporters filed a request under the information act.  The Judge gave the Fed 5 days to locate the documents and turn them over.</p>
<p>All the Federal Reserve&#8217;s actions have been taken, in their opinion, in the public&#8217;s interest.  If the Fed&#8217;s actions are the public&#8217;s interest and the public&#8217;s money is being used, the public is entitled to know.  Perhaps, if the Fed had known last year, using the public&#8217;s money in the public&#8217;s &#8220;best interest&#8221; would compromise their secracy, they might have been more stingent with their lending standards or more transparent about their process.</p>
<p>Bloomberg Article: <a href="http://joeyconway.com/3t9zev" target="_blank">http://joeyconway.com/3t9zev</a></p>
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